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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
Tuesday Aug 05, 2025
Tuesday Aug 05, 2025
In the Medicare Advantage Minute segment We address the dangers of the "Medicare Advantage Trap" and learn how one should avoid it.
The government publication "Your Medicare Benefits 2025" reveals the extent to which Medicare will (or will not) cover nursing home care.
Is there an overhaul in the works for prior authorization regulations?
According to another article, Medicare Part D prescription drug plans may face an "uncertain future".
Weiss Memorial Hospital fails its quality inspection in several categories and so has been suspended from any Medicare revenue collection.
Finally, we review the dangers, both hidden and otherwise, of untreated heartburn and acid indigestion. Not a condition to be taken lightly!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Aug 03, 2025
Sunday Aug 03, 2025
In the Medicare Advantage Minute segment, United Healthcare cites the murder of their CEO in a move to stifle criticism from the press. Gee, that should make them a lot of friends!
In a selection from "Your Medicare Benefits 2025" we learn how Medicare would cover Nebulizers and Nebulizer medications.
A couple of valued clients inform me about trouble in Paradise! They move from Minnesota to Green Valley, AZ and some alert employee of their Part D prescription drug plan decided to do a little snooping. Eventually, the Minnesota plan was cancelled and the husband was unable to obtain any more meds.
During that investigation another mystery presented itself, this one centering on a theft of enrollment; a Medicare participant was notified that her drug plan had been automatically cancelled due to enrollment in a Humana Medicare Advantage plan. That would have netted some thief a $600+ sales commission. Fortunately, the Content Curator took quick action and the damage was reversed.
Listen carefully for a hint as to how one can improve a drug plan customer service encounter.
Susan is so eager to become a client she wants to lock in her Medicare supplement plan six months ahead of time. Didn't work out exactly as planned for her.
Finally, Dirk needs some guidance as to when to enroll in Medicare, his 65th birthday month or the month his wife retires.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Jul 31, 2025
Thursday Jul 31, 2025
In the "Medicare Advantage Minute" we hear more detail regarding the accusations about alleged misdeeds committed by America's largest Medicare Advantage insurance company.
If the accusations are anywhere close to accurate, this behemoth may be following Arthur Anderson down the drain!
In the "Your Medicare Benefits 2025" segment we discuss poop, specifically screening your poop for signs of disease.
The cool part is that Medicare will pay for all this fun!
Finally, how old is too old to drive? Spoiler alert: there is no one answer for everyone.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Jul 29, 2025
Tuesday Jul 29, 2025
Medicare Advantage Minute announces 2019 statistics:
17% of MA claims were denied in that year but of those claims that were appealed, 57% were ultimately paid.
In the "Your Medicare Benefits 2025" segment we learn how Medicare is likely to cover Monoclonal Antibodies when they are used for the treatment of early onset Alzheimer's disease. "Early onset" is described as symptoms appearing before age 65.
Humana subsidiary CenterWell announced the purchase of bankrupt firm The Villages Health. Apparently they declared bankruptcy after discovering they owed hundreds of millions to Medicare.
How does this sort of thing sneak up on a company?
Finally, as alluded to in the headline of this episode, there was speculation about what might happen if a person insured by a High Deductible Medicare supplement. Would the family members tasked with paying the bills be burdened by extra accounting and check-writing duties in the event of a long period of disability?
My answer? Unequivocally no!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Jul 27, 2025
Sunday Jul 27, 2025
In the "Medicare Advantage Minute" we learn that many Medicare Advantage insurance companies have stopped paying sales commissions to agents that sell some of their Medicare Advantage and Part D prescription drug plans.
Later in the episode we receive the same interesting news from Blue Shield of California. How does a company expect to sell products through insurance brokers without paying sales commissions?
In the "Your Medicare Benefits 2025" segment we learn how Medicare is likely to handle claims for Mental Health Care (Partial Hospitalization).
Finally, client Larry reported that Globe Life of NY was planning to increase the monthly premium of the HDG plan he and his wife have been enrolled in. What he may not have realized is that it was the first rate increase in four years...unheard of for any but the much-maligned HDG supplement plans!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Jul 24, 2025
Thursday Jul 24, 2025
Our "Medicare Advantage Minute" reveals a plot to force all Medicare enrollees into the gulag of Medicare Advantage plans for a 3-year stretch.
Our new favorite listener, Stalker Susie, has been offered an assignment to evaluate the efficacy of the Kindle version of "Medicare Drug Plans; A Simple D-I-Y Guide!" I sure hope she accepts the offer!
Finally, in the "Your Medicare Benefits 2025" segment, we learn how Medicare will likely cover Mental Health Care (Intensive Outpatient Program Services)
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Jul 20, 2025
Sunday Jul 20, 2025
Randy Carson returns to share the stories of his Grand Tour of Europe!
In the "Your Medicare Benefits 2025" segment we learn how Medicare will handle my eventual need for Mental Health Care (outpatient) after I go nuts one day.
In UnitedHealth Group news, the company has announced the cessation of commission payments to insurance brokers for some Medicare Advantage plans.
Moody's has downgraded their rating from "Stable" to "Negative". As if that weren't enough, Lefties AOC and Lloyd Doggett have formerly requested the DOJ to turn the heat up even higher!
Finally, we review a list of physician specialties rated by the practitioners'' intent to either continue or withdraw. Some of the categories were very surprising.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Jul 17, 2025
Thursday Jul 17, 2025
The Cleaning Fairy, who claims to be a "trained & certified" SHIP advisor, gifted "Medicare for the Lazy Man" with substantial praise, calling it: Comprehensive and clear!
In the "Your Medicare Benefits 2025" segment we learn how Medicare would be likely to cover Mental Health Care - Inpatient.
How about a list of 13 things one can get free from Medicare?
Finally, due to a situation that befell an old friend from High School, I share the results of my research on the Illinois Fair Patient Billing Act. This places limits on how medical providers can attempt debt collection but does not absolve patients of their fiscal responsibilities.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Jul 13, 2025
Sunday Jul 13, 2025
In the "Medicare Advantage Minute" we learn that some politicians have opined that MA plans might be overdue for an overhaul!
Welcome to the party!
The "Your Medicare Benefits 2025" segment teaches us how Medicare is likely to cover Mental Health & Substance Use Disorders.
Are you worried about having a medical emergency while you are on vacation? I review an article that presents strategies for spending less while enjoying life more.
Finally, a personal friend of mine had been paying $800 for quarterly refills of his expensive drug. On vacation in St. Maartin he acquired a refill for $230. After I gave him another source he reported his best result at $156 for a 90 day source.
Maybe I can help you, too!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Jul 10, 2025
Thursday Jul 10, 2025
In the "Your Medicare Benefits 2025" segment we learn how Medicare would cover the Medicare Diabetes Prevention Program.
"Stalker Susie" checked in to defend Massachusetts and to join me in lamenting the departure of Durgin-Park restaurant.
Having changed directions slightly, Neil Reich and I have come to a meeting of the minds. Since we are sort of duty-bound to discuss something about Medicare, I think we will find common ground upon which to discuss the future of MA.
On the other hand, Howard Farkash is still a question mark.
New client Curt needs quick action to complete Medicare enrollment so that his unexpected termination does not leave him in the lurch. Curt came to the fight place!
Amazon doubles down on generic drugs with a subscription service for those who are already Prime members. In most cases I think Wellcare Value Script would be a better option.
Finally, I read a short warning about the need to be cautious when it comes to Medicare scams.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.