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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
21 minutes ago
21 minutes ago
41 min
GOAT= GREATEST OF ALL TIME
MEDICARE ADVANTAGE MINUTE: A REAL CHECKERBOARD: THE MEDICARE ADVANTAGE THREATS FACING OLDER ADULTS, COMMUNITY PLANS.
STALKER SUSIEHAS NOT SEEN ANY ANOCS YET. ARE SOME PLANS NOT EVER REQUIRED TO SEND ANOCS TO THEIR MEMBERS?
NEW CLIENT JIM, WHO IS CRACKED UP BY OUR CORNBALL HUMOR, WAS AN HDG ACOLYTE BUT EVENTS HAVE CONSPIRED AGAINST HIM.
FINALLY, LEARN HOW ONE CAN SAVE BIG BUCKS WITH HIGH DEDUCTIBLE PLAN G IN BOTH HEALTHY YEARS AND THOSE OF
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
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....AND A PODCAST! |
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For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
3 days ago
3 days ago
41 min
MEDICARE ADVANTAGE MINUTE: IN WHAT TWISTED, WACKY WORLD DOES AN INSURANCE COMPANY IMPROVE ITS FISCAL OUTLOOK BY TERMINATING 600,000 PAYING CUSTOMERS? A SPOKESMAN NAMES, THEN DISMISSES ONE POSSIBLE REASON.
BILL (& PAT) WERE THINKING ABOUT MEDICARE ADVANTAGE UNTIL HIS FRIENDS DRAGGED HIM BACK FROM THE EDGE AND SAVED HIS LIFE. NOW I NEED INFO IN ORDER TO DO MEDICARE SUPPLEMENT QUOTES FOR THEM.
BOB FROM GEORGIA FOUND UNSETTLING NEWS IN HIS PDP ANOC.
HOWARD IS HAPPY WITH HIS HIGH DEDUCTIBLE PLAN G BUT NOT SO MUCH WITH IS VERY BUSY DOCTOR. THAT IS THE BEAUTY OF HDG: THE WORLD (OF DOCTORS) IS YOUR OYSTER!
REMINESCING ABUT A BOTCHED KNEE REPLACEMENT; KAISER PERMANENTE REFUSED TO PAY FOR A REPAIR AND THE OWNER COULD NOT PASS MEDICAL UNDERWRITING WITH THE BUM KNEE. STUCK IN KAISER MED ADVANTAGE FOR THE LONG HAUL.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
6 days ago
6 days ago
41 min
MEDICARE ADVANTAGE MINUTE: CANCELLED FOR TODAY.
FLYIER DISTRIBUTED AT WALMART OFFERS "SUPPORT FOR GLP-1 JOURNEY".
US CUSTOMS HAS SOME NEW REGULATIONS - CHEAP CANADIAN PHARMACEUTICALS MAY BE HARDER TO FIND.
STEVE WONDERS WHETHER HIS ANOC LETTER (ANNUAL NOTICE OF CHANGE) WILL ARRIVE BY THE END OF SEPTEMBER AS PROMISED.
AL ASKS WHETHER HIS PDP (PRESCRIPTION DRUG PLAN) WILL ALLOW CERTAIN TYPES OF FLEXIBILITY.
TONI KING EXPLAINS THE COURSE OF ACTION SHE WILL TAKE IF HER ANOC ARRIVES LATE.
SUSIE HAS GREAT ADVICE FOR THOSE CONFRONTED WITH A CONFUSING ANOC OR INDECEIPHERABLE MEDICAL INFORMATION:.
FINALLY, SUSIE ALSO QUESTIONS SOMETHING SHE THOUGHT SHE HEARD IN A RECENT EPISODE. GOOD THING SHE REQUESTED CLARIFICATION!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 29, 2026
Sep 29, 2026
50 min
MEDICARE ADVANTAGE MINUTE: THIRTY HEALTH SYSTEMS DROPPING MEDICARE ADVANTAGE PLANS IN 2026
MEDICARE & YOU 2027: CHOCK FULL OF NEW AND INTERESTING CONTENT AND MUCH OF IT IS LISTED ON THE INSIDE FRONT COVER.
THE MOST SOPHISTICATED MEDICARE DRUG PLAN SELECTION SERVICE: HEY MOE! https://app.heymoe.com/agent/AGT66U5A
ONE OF MY CALIFORNIA MEDICARE SUPPLEMENT CLIENTS RECENTLY ENDURED A RATE INCREASE: $60.58 + .036% = $62.74 NEW PREMIUM.
NEWS TO ME: NOT ALL STATES ALLOW VOLUNTARY DISENROLLMENT FROM GROUP INSURANCE WHILE GRANTING GUARANTEED ISSUE MEDICARE SUPPLEMENT.
WAIT TIMES FOR CANCER TREATMENT HAVE GOTTEN LONGER IN RECENT YEARS.
FINALLY, DOES MEDICARE PAY FOR LONG TERM CUSTODIAL CARE? MANY PEOPLE GET IT WRONG AND IT CAN COST THEM LATER. SHORT TERM (ONE YEAR) HOME CARE POLICIES CAN BE VERY REASONABLY PRICED PROTECTION! PROTECTION
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 27, 2026
Sep 27, 2026
46 min
MEDICARE ADVANTAGE MINUTE: FEELING FRUSTRATED WITH YOUR MEDICARE ADVANTAGE PLAN? YOU'RE NOT ALONE. MEMBER SATISFACTION DROPPED FOR THE 2ND YEAR.
WELLCARE ANOC (ANNUAL NOTICE OF CHANGE) LETTER HAS ARRIVED!
NEW LISTENER GAIL SUBMITS A QUOTE REQUEST WITH A VERY IMPORTANT COMMENT.
AI SEARCHES FOR PODCASTS WITH MORE THAN 1000 PUBLISHED EPISODES.
ILLINOIS BLUE CROSS/BLUE SHIELD DRUG PLANS ARE BEING TERMINATED. MEMBERS ARE BEING "WALKED" OVER TO HEALTHSPRING (FORMERLY CIGNA).
FINALLY, ENJOY THE HEADLINE STORIES IN THE WEEKLY UPDATE NEWSLETTER!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 25, 2026
Sep 25, 2026
36 min
MEDICARE ADVANTAGE MINUTE: UNITED HEALTHCARE CUTS PRIOR AUTHORIZATION FROM 1700 DIAGNOSIS CODES; TWO PROBLEMS: ONLY A SMALL NUMBER OF CUTS AFFECT MA PLANS & THERE IS NO GUARANTEE THAT THESE TREATMENTS WILL BE COVERED BY A PLAN,
MORE CONFUSING DETAILS ON THE CONFUSING MEDICARE GLP-1 BRIDGE TRIAL DISCOUNT PROGRAM
TONI KING'S READER IS LOOKING FOR A STAND-ALONE PART D PRESCRIPTION DRUG PROGRAM - JUST A FEW WEEKS TOO EARLY.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 22, 2026
Sep 22, 2026
47 min
MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE CHOICES ARE BEING LIMITED BY BROKER COMMISSIONS.
ELEVEN OF MY MEDICARE SUPPLEMENT CLIENTS HAVE RATE INCREASES COMING. LET'S COMPARE THE PLANS TO SEE WHICH ONES WILL MAKE THEIR OWNERS HAPPIEST.
SHIP (STATE HEALTH INSURANCE ASSISTANCE PROGRAM) COUNSELORS ARE GIVING ERRONEOUS ADVICE AS REGARDS AVOIDING ISSUE AGE RATED MEDICARE SUPPLEMENT PLANS.
FINALLY, CONSIDERING A MEDICARE SUPPLEMENT FROM COMPANY X? DON'T ASK YOUR DOCTOR'S STAFF WHETHER THEY ACCEPT COMPANY X; THEY WILL GIVE THE WRONG ANSWER EVERY TIME!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 20, 2026
Sep 20, 2026
36 min
MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE PLANS APPEAR TO BE CUTTING BENEFITS IN 2027.
DON'T TOSS IT! ...WHY YOUR ANNUAL NOTICE OF CHANGE MATTERS.
TONI KING HAS A READER WHO ALLOWED HER PRESCRIPTION DRUG PLAN TO LAPSE AND FAILED TO ENROLL IN A REPLACEMENT PLAN WHEN AEP ARRIVED.
FUTURE CLIENT TIM WROTE TO ACCUSE ME OF BEING "SEASONED" AND WONDERED WHAT WOULD HAPPEN TO MY CLIENTS WHEN I CHECK OUT.
FUTURE CLIENT SUE WILL LEAVE HER BANK IN JANUARY AND HAS MANY QUESTIONS ABOUT MEDICARE.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 17, 2026
Sep 17, 2026
42 min
MEDICARE ADVANTAGE MINUTE: WHAT DOES MEDICARE NOT COVER? EIGHT THINGS YOU SHOULD KNOW.
HEADLINES FROM THE LATEST WEEKLY UPDATE.
SOME PROBLEMS WITH LONG TERM CARE INSURANCE: HARD TO GET AND EXPENSIVE TO KEEP!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sep 17, 2026
Sep 17, 2026
40 min
MEDICARE ADVANTAGE MINUTE: CMS BARS 11 SUPPLIERS FROM MEDICARE ADVANTAGE PAYMENTS AFTER A $3.4 BILLION FRAUD.
SELECTED HEADLINES FROM MY WEEKLY UPDATE VOL. 1, #3 & #4:
1) PRIOR AUTHORIZATIONS APPROVAL TO BE EASIER TO FIND AND UNDER-STAND. 2) PART D PREMIUM SUBSIDY IS ENDING. 3) SCAM ALERT: FAKE MEDICARE KIT OFFER. 4) HOSPITAL EXITS FROM MEDICARE ADVANTAGE NUMBER 29 AND COUNTING. 5) WHAT HAPPENS TO YOUR MEDICARE WHEN YOU RELOCATE?
MEDICARE ENROLLMENT SCAMS: WHAT TO WATCH OUT FOR DURING AEP 2026.
CORRESPONDENCE FROM A (SOON-TO-BE) CLIENT NAMED TERI: IF HER HUSBAND STARTS BY BUYING PLAN G, WILL HE BE ABLE TO SWITCH TO HIGH DEDUCTIBLE PLAN G LATER ON?
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
|
....AND A PODCAST! |
||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.