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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
2 days ago
2 days ago
MEDICARE ADVANTAGE MINUTE: MEDICARE IS INCREASING OVERSIGHT OF MEDICARE ADVANTAGE PLANS; HERE IS WHAT THAT MEANS FOR SENIORS!
ACCORDING TO TELOS ACTUARIAL, THE MEDICARE SUPPLEMENT MARKET IS RETURNING TO GROWTH MODE.
AS AMERICA GROWS OLDER, TRUMP Rx DELIVERS.
ANTHEM/ELEVANCE PLANS TO PENALIZE IN-NETWORK HOSPITALS.
DAVID HAS PDP QUESTIONS AFTER SUBMITTING HIS DRUG LIST AS INSTRUCTED AND SEEING NOTHING HAPPENING!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
4 days ago
4 days ago
MEDICARE ADVANTAGE MINUTE: MORE SENIORS ARE BEING DENIED COVERAGE FOR SKILLED NURSING CARE - APPEALS ARE SURGING!
MEDICARE AT AGE 65 - EMPLOYER COVERAGE CHANGES THE RULES; SIZE OF THE EMPLOYEE WORKFORCE MAKES ALL THE DIFFERENCE IN WHAT HAPPENS.
IS THAT SOCIAL SECURITY E-MAIL LEGIT? HERE IS HOW TO TELL!
EDITORIAL: HOSPITALS AND INSURERS ARE GETTING RICH OFF OF MEDICAL FRAUD! MUCH OF THE SCAM IS DUE TO MEDICARE ADVANTAGE BILLINGS!
CLIENT MIKE FINALLY ADMITS IT IS TIME TO SWITCH FROM PLAN G TO HIGH DEDUCTIBLE PLAN G TO SAVE A BUNCH OF CASH IN PREMIUM EXPENSE. TURNS OUT HIS PREVIOUS CARDIAC TREATMENT IS ON RECORD IN A DATABASE WHICH HAS MADE HIM A POOR RISK. UNDERWRITERS HAVE TURNED DOWN HIS REQUEST FOR A CHANGE OF PLANS.
FINALLY, WE GET A PEEK AT WHAT WALLETHUB REALLY THINKS OF OUR BELOVED STATE OF ARIZONA!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
6 days ago
6 days ago
MLM CHRISTMAS PARTY POST-MORTEM - OMAHA BEACH REMEBERANCE STEAKHOUSE SURVEY SPARKS FLOOD OF LISTENER COMMENTARY (ONLY VICTIM WAS MR. REGINA WHO WAS INADVERTANTLY RELOCATED FROM HIS BELOVED GEORGIA)
MEDICARE ADVANTAGE MINUTE: CMS MULLS AUTO-ENROLLING SENIORS IN MEDICARE ADVANTAGE
GOVERNMENT FINALIZES MAJOR CHANGES TO ACA EXCHANGES (UNDER 65 HEALTH INSURANCE - OBAMACARE) - INCLUDING GREATER ACCESS TO THE CATASTROPHIC PLAN
MEDICARE PARTICIPANTS FACING RISING PREMIUMS IN 2026.; PREMIUMS FOR REGULAR PLAN G ARE EXPECTED TO INCREASE ANYWHERE FROM 12% to 26%!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday May 21, 2026
Thursday May 21, 2026
MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE PRIOR AUTHORIZATION DENIALS JUMPED 56%. NEW APRIL RULES AIM TO FIX IT!
LEARN ALL ABOUT THE WAYS YOU CAN QUALIFY FOR A FREE AMBULANCE RIDE, ON THE GROUND OR IN THE AIR, CURTESY OF MEDICARE!
FINALLY, WE END WITH A ROUSING QUIZ IN WHICH SEVERAL STATES ARE LISTED BEST OR WORST IN ORDER OF THEIR PERCEIVED SUPPORT FOR A CERTAIN LIFESTYLE.....
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday May 19, 2026
Tuesday May 19, 2026
MEDICARE ADVANTAGE MINUTE: MA PLANS ARE QUIETLY DROPPING SENIOR BENEFITS IN 2026. YOUR PLAN'S ANOC (ANNUAL NOTICE OF CHANGE) LETTER SHOULD BE READ CAREFULLY WHEN YOU RECEIVE IT THIS FALL.
HEADLINE: RFK JR'S AI PILOT PROGRAM CALLED A "TROJAN HORSE" FOR PRIVITIZING MEDICARE. SPEAKING A MEDICARE EXPERT, I HAVE CONFLICTING OPINIONS ABOUT THIS STATEMENT.
FINALLY, SHARE MY JOY AT RECEIVING A VERY COMPLIMENTARY PITCH WRITTEN EITHER BY THE PUBLICIST FOR A WANNA_BE PODCAST GUEST OR ARTIFICIAL INTELLIGENCE!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday May 17, 2026
Sunday May 17, 2026
LISTEN FOR MY REPEATED ERROR: SAYING PLAN G RATHER THAN HDG!
MEDICARE ADVANTAGE MINUTE: AETNA WILL PAY $118 MILLION TO RESOLVE MEDICARE ADVANTAGE UPCODING ALLEGATIONS. OF COURSE, THIS SEEMS LIKE A DROP IN THE BUCKET WHEN COMPARED TO THE $556 MILLION EXTRACTED FROM KAISER PERMANENTE FOR SIMILAR SHENNAGINS!
AI CUSTOMER SERVICE PROBLEM RESOLUTION SUGGESTIONS WORKED OUT WELL FOR CHIP< BUT ALOMOST PROVOKED ANTI-AI SENTIMENTS FROM A CERTAIN LOYAL MLM LISTENER>
BC/BS TEXAS RATE INCREASE HISTORY OVER A DOZEN YEARS DEMONSTRATES THE INCREASING EFFECTS OF MEDICAL HISTORY. THE ANNUAL ACROSS THE BOARD RATE INCREASES RANGE FROM 0% TO ALMOST 14%.. THIS IS WHERE YOU CAN HEAR MY REPEATED ERRONEOUS SUBSTITUTION OF PLAN G FOR HDG!
MY MEDICARE GOOD DEED: AN 82 YEAR-OLD WOMAN IN KANSAS CITY HAD PLAN F WITH A PROMISED RATE INCREASE TO $380 PER MONTH. I SUGGESTED THAT SHE SWITCH TO AN HDG AT $77 PER MONTH. THE $303 MONTHLY SAVINGS ARE MUCH LARGER THAN THE HIGH DEDUCTIBLE FROM HDG. RESULT: SHE COMES OUT AHEAD IN BOTH THE BEST AND THE WORST CASE CIRCUMSTANCES! I TRIED TO PERFORM THE SAME FISAL MIRICLE FOR MIKE IN SOUTH CAROLINA BUT HIS HEALTH MADE IT IMPOSSIBLE TO CLEAR INDERWRITING, LEAVING HIM TRAPPED IN AN EXPENSIVE PLAN G.
FINALLY, WE ENDED THE EPISODE WITH A ROUSING QUIZ IN WHICH THE STATES WERE RANKED IN TERMS OF THEIR WORK-FROM-HOME QUALIFICATIONS!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday May 14, 2026
Thursday May 14, 2026
MEDICARE ADVANTAGE MINUTE: AETNA, ELEVANCE & HUMANA MARKETING LAWSUIT MOVES FORWARD. THESE COMPANIES ARE ACCUSED OF PAYING "KICKBACKS" TO HAVE UNSUSPECTING CLIENTS STEERED INTO THEIR MA PLANS.
MEDICARE EXPERT DIANE OMDAHL LISTS 20 BASIC POINTS ABOUT MEDICARE SUPPLEMENT (MEDIGAP) PLANS.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Wednesday May 13, 2026
Wednesday May 13, 2026
MEDICARE ADVANTAGE MINUTE: CMS SAYS: MEDICARE ADVANTAGE OVERPAYMENT RECOVERIES WILL BEGIN SOON!
FROM TONI KING: COBRA AFTER RETIRING? ENROLL IN MEDICARE THE RIGHT WAY TO AVOID A PENALTY!
CORRESPONDENCE WITH MARGARET, VORACIOUS READER OF MY BOOKS: SHE IS USING "MEDICARE DRUG PLANS, A SIMPLE D-I-Y GUIDE" TO SELECT THE LEAST COSTLY PLAN BUT ONE ITEM IN HER DRUG LIST IS CAUSING PROBLEMS. LATER SHE DISCOVERS THAT THE ITEM CHANGED FROM A "DRUG" TO DME (DURABLE MEDICAL EQUIPMENT) WHICH SOLVES MARGARET'S PROBLEM.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday May 10, 2026
Sunday May 10, 2026
MEDICARE ADVANTAGE MINUTE: ALLEGED OVERPAYMENTS TO MEDICARE ADVANTAGE PLANS COST PARTICIPANTS BILLIONS: INVESTIGATION.
DAVID SCHWEIKERT, AZ CONGRESSMAN RUNNING FOR SENATE, SUPPORTS MAKING MEDICARE ADVANTAGE THE DEFAULT OPTION FOR THOSE ENTERING MEDICARE.
CBS NEWS ARTICLE ABOUT THE HAVOC CAUSED BY UNEXPECTEDLY LARGE MEDICARE SUPPLEMENT RATE INCREASES.
SAVING VICTIMS OF EXPENSIVE MEDICARE SUPPLEMENT PLANS; RIDING TO THE RESCUE WITH HIGH DEDUCTIBLE PLAN G!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday May 07, 2026
Thursday May 07, 2026
MEDICARE ADVANTAGE MINUTE: GOVERNMENT PROPOSES EXCLUDING CHART REVIEWS FROM MEDICARE ADVANTAGE RISK SCORING IN 2027 PAYMENT RULE.
MORE MEDICARE SUPPLEMENT RATE INCREASE DATA: VERY LARGE FOR PLAN G BUT VERY SMALL FOR HIGH DEDUCTIBLE PLAN G!
SHIP (STATE HEALTH INSURANCE ASSISTANCE PROGRAM) OFFERS MED SUPP PLAN SELECTION ADVICE THAT IS NOT SUPPORTED BY THE FACTS.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
| ....AND A PODCAST! | ||||||||
|
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.