Medicare For The Lazy Man Podcast
Ep. 250 - Remember the olden days, when health insurance was lots better?

Ep. 250 - Remember the olden days, when health insurance was lots better?

October 19, 2021

In the days before Obamacare, reasonably priced health insurance had small deductibles and coinsurance, paying 100% of most catastrophic expenses.

What the heck happened? Look to the politicians.

Government bullied its way into what had been a robust and vibrant private enterprise and proceeded to ruin it for everyone else. 

Also, what's up with the "most severe critic"?

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 249 - The Saga of Sandy & Art: blessed with a vast array of choices!

Ep. 249 - The Saga of Sandy & Art: blessed with a vast array of choices!

October 17, 2021

This couple is in an enviable position! They can choose between several plans from several great insurance companies in a couple of states. What is the best way to make the right decision?

I suggest the method of peeling an onion. Strip back the less desirable choices like layers of skin from your onion, one by one until only the most  flavorful and favorable parts are left.

Thus, a once daunting decision process can be brought under control!    

(Most severe critic: A)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 248 - Fun with the physician finder on Medicare.gov!

Ep. 248 - Fun with the physician finder on Medicare.gov!

October 14, 2021

When you click on Medicare.gov/physiciancompare you may search for a doctor or clinician in your vicinity plus seven other types of services including hospitals, home health services, hospice, dialysis & nursing homes.

Also learn about the three types of financial relationships doctors can have with Medicare plus learn what some of you might want to do during AEP each year.

Hint: no need for this extra work if you were smart enough to buy a supplement instead of an Advantage plan! 

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 247 - Age 65+ and still employed? What should be done about Medicare?

Ep. 247 - Age 65+ and still employed? What should be done about Medicare?

October 12, 2021

Based on questions arriving at the MLM Mailbag, there is considerable confusion in some quarters about the ideal time to enroll in Medicare.

There are some variables involved but the proper course will avoid any lapse in coverage while minimizing out-of-pocket costs. 

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 246 - NO SH_T, SHERLOCK! Tell the politicians & lawyers to stuff it!

Ep. 246 - NO SH_T, SHERLOCK! Tell the politicians & lawyers to stuff it!

October 10, 2021

Congress is considering another self-destructive bill. This time the geniuses are proposing to give the Federal Government the power to negotiate prices for prescription drugs. 

By "negotiate" they mean dictate and by "dictate" they mean to remove the profit incentive that has given us miracle drugs at affordable cost for most of the last century. 

(Most severe critic: A)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 245 - The saga (and frustrations) of Mike and Karen!

Ep. 245 - The saga (and frustrations) of Mike and Karen!

October 7, 2021

Mike wanted the cheapest Part D plan available and I identified that plan for him. Imagine the confusion that ensued after Mike accidentally enrolled in a different plan offered by the same company. Failing to get his error undone,  he hauled off and chose a completely different company's offering and started the process all over again.

People, the lesson here is to rely on your agent's experience in order to avoid as much of this nonsense as possible!

But first, the Nazis lost one of their subs, the U-505, in the South Atlantic. Shhh, don't tell but I know exactly where it is! 

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 244 - The dreaded ”lifetime late enrollment penalty”; don‘t let it snag you!

Ep. 244 - The dreaded ”lifetime late enrollment penalty”; don‘t let it snag you!

October 6, 2021

Anything that combines "penalty" with "lifetime" is something to be avoided like the plague! Is your drug coverage considered to be "creditable"? Ask your employer or the plan administrator, they are obligated to inform you about the plan's status.

If your coverage is considered creditable, you may keep it as long as you like without risk of being ensnared by the hated lifetime penalty.

(Most severe critic: A)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 243 - Sometimes ”NO” really means ”YES”!

Ep. 243 - Sometimes ”NO” really means ”YES”!

October 3, 2021

After being trapped in the confines of a managed care (HMO/PPO) health plan, some new enrollees don't understand the freedom that comes with Medicare supplements. Asking the wrong question will elicit an erroneous response.

The fact is, if a medical office accepts patients insured by Medicare Parts A & B, it will unquestionably accept any insurance company's supplement plan also. If you insist on making sure, phrase the question carefully to get an accurate response.

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 242 - Medicare Telemedicine ushers in a whole new world of convenience!

Ep. 242 - Medicare Telemedicine ushers in a whole new world of convenience!

September 30, 2021

Thanks to legislation sponsored by the Trump administration, government roadblocks to convenient e-visits with medical practitioners are being cast aside. A wide variety of specialties are now able to meet electronically with patients in distant locations (such as their homes) and receive compensation equal to in-office visits.

Patients used to be forced to leave their homes to partake of electronic technology from central, public locations. At last, senseless regulations prohibiting commonsense use of technology for medical treatment are being swept aside, resulting in a more effective and efficient practice of medicine. 

(Most severe critic: A-)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 241 - Synopsis of the article: ”Don‘t Make This Dangerous Medicare Mistake!”

Ep. 241 - Synopsis of the article: ”Don‘t Make This Dangerous Medicare Mistake!”

September 28, 2021

The author's neighbor, in her 70s, was sailing along through a carefree life  until she had a massive stroke. With no Medicare supplement or prescription drug coverage, she hit the fiscal equivalent of a brick wall.

Her costly situation could have been avoided at a very reasonable price if she had been able to seek advice from Medicare for the Lazy Man!

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

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