Medicare For The Lazy Man Podcast
Ep. 226 - How to fight the IRMAA cash grab (and maybe win)!

Ep. 226 - How to fight the IRMAA cash grab (and maybe win)!

August 25, 2021

Our buddy Steve prevailed over the success penalty through persistence and a skillfully completed form SSA-44. In this episode we provide some instruction as to how to complete and submit this "life changing event" form.

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 225 - High Deductible (high value) plans: simplest explanation ever!

Ep. 225 - High Deductible (high value) plans: simplest explanation ever!

August 22, 2021

A road trip to Eldon, IA evolves into a Medicare revelation and very good economic news for a retired psychotherapist from California.

(Most severe critic: A)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 224 - The Saga of Ken & Schelly: a man of action waits for nothing!

Ep. 224 - The Saga of Ken & Schelly: a man of action waits for nothing!

August 20, 2021

Among my favorite clients, Ken & Schelly relocated and set events in motion that ultimately exposed a flaw in my message: Sometimes I don't make it clear that I want to sell you the insurance you need for Medicare!

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 223 - Processing error? SSA “forgot” to pay Advantage premiums for 250,000!

Ep. 223 - Processing error? SSA “forgot” to pay Advantage premiums for 250,000!

August 17, 2021

Insurance premiums should have been deducted from Social Security payments. Lots of people woke up months later to find their insurance companies dunning them for past-due premiums or cancelling coverage outright. Eventually all were made whole but only after a period of angst.

Following that was the heartbreaking story of Mark and how, through persistence, he managed to solve his frustrating problems while breaking MY heart!

(Most severe critic: A-)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 222 - SSA is overwhelmed lately; It takes too long to fulfill their duties!

Ep. 222 - SSA is overwhelmed lately; It takes too long to fulfill their duties!

August 15, 2021

For those waiting for approval of a Medicare application or an IRMAA appeal, the wait can seem interminable. Recent feedback tells me that consistency is out the window. Each office seems to operate in its own vacuum.

Is this any way to run a government? Just ask our buddy Steve!

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 221 - Sicker patients leave Medicare Advantage plans in greater numbers!

Ep. 221 - Sicker patients leave Medicare Advantage plans in greater numbers!

August 12, 2021

As participants get sicker, they are more likely to leave MA plans, often due to the difficulty of gaining access to specialists and top-notch treatment facilities.

Don't blame me; this information is contained in an official GAO report! 

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 220 - Potential fraud in Medicare Advantage plans: raking in the cash!

Ep. 220 - Potential fraud in Medicare Advantage plans: raking in the cash!

August 10, 2021

Government audits have uncovered pervasive overcharging on the part of insurance plans that survive and thrive by feeding at the government trough.

All of the audited plans, except for two, have been accused of submitting inaccurate data and overstating the severity of client health conditions. These tactics result in large overpayments of tax funds to undeserving Advantage plans. 

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 219 - I want to start a company and make big bucks from day one!

Ep. 219 - I want to start a company and make big bucks from day one!

August 8, 2021

One sure-fire way to do it is to dip into the Federal Government's very deep pockets. I think I will start a Medicare advantage insurance company and "miscalculate" the number of really sick insured clients I have.

Yeah, that's the ticket! What could possibly go wrong with that?

After starting the new enterprise we dip into the MLM Mailbag for a few pithy questions from readers and listeners.

(Most severe critic: A)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 218 - Fraudulent overbilling seems to be the legacy of Medicare Advantage!

Ep. 218 - Fraudulent overbilling seems to be the legacy of Medicare Advantage!

August 6, 2021

An article from the relatively recent past recounts the hundreds of millions of your tax dollars funneled into the coffers of mismanaged Medicare Advantage plans.

One vehicle for this theft is a benign sounding request for details of the clients' health history. The plans then turn around and bill the government for the "additional risk" they purport to have found.

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

Ep. 217 - Long Term Care Insurance - much better as a voluntary purchase!

Ep. 217 - Long Term Care Insurance - much better as a voluntary purchase!

August 3, 2021

Washington State has instituted a mandatory LTC program. Thanks, Big Brother!

Listen to this episode for a history of Long Term Care insurance, from the Lazy Man's perspective. 

(Most severe critic: A+)  

Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com

Send questions & love notes: DBJ@MLMMailbag.com

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