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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Monday Oct 27, 2025
Monday Oct 27, 2025
For the first time in history another Medicare expert joins us (via ZOOM) to shed some light on a complicated Medicare problem: How to select the best available prescription drug plan without having to deal with any annoying insurance agents!
We welcome Melinda Caughill from HeyMOE.com to explain their brand new service.
MOE stands for "Medicare Open Enrollment" and Hey is a call to action (I guess) so Hey MOE should be your signal to use the best plan selection tool in the business!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday Oct 21, 2025
Tuesday Oct 21, 2025
Medicare Advantage Minute: The government will allow plan changes due to inaccurate Medicare Advantage network directory listings.
Your Medicare Benefits 2025: Radiation therapy
Humana announcement details year-end Medicare supplement rate increases for supplement plans in several states. Exactly as predicted by this podcaster, High Deductible Plan G proves to be the best deal of all!
Samples from the file containing the content curator's favorite category: Correspondence: Myrna asked about the cautionary statements on page 21 of "Medicare for the Lazy Man". The source of confusion had to do with the difference between Health Savings Accounts and Flexible Spending Accounts. Joe described "Medicare for the Lazy Man" as being very helpful but he still some reassurance after a "professional" advisor hired by his company made the assertion that "nobody buys High Deductible Plan G"! That guy gets paid more when people like Joe are forced to spend more.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Oct 19, 2025
Sunday Oct 19, 2025
Medicare Advantage Minute: A New Hampshire state official issues a dire assessment of the state of the Medicare Advantage market in his area of responsibility.
Your Medicare Benefits 2025: Pulmonary Rehabilitation Programs Hey MOE is a new subscription service that wants help you identify the very best Part D prescription drug plan available in your area. As often happens when two massive behemoths encounter each other, some negotiations are in order. However, we are close to agreeing on a guest appearance on this very podcast.
If you take expensive drugs and would like to scan reputable Canadian pharmacies to find out if you can save money, send a message. I will be happy to share my short list of websites that you can use for this purpose.
Finally, many congressmen are as opposed as we are to the government's proposed plan to add limited prior authorization regulations to Original Medicare. So far, nobody thinks this will be a good idea!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Oct 16, 2025
Ep. 866 - Does your doctor have a large office staff? Ever wondered why? Stay tuned!
Thursday Oct 16, 2025
Thursday Oct 16, 2025
Medicare Advantage Minute: Nine Payers (Insurance Companies) Recently Fined by Various States
Your Medicare Benefits 2025: Prosthetic Devices
The Hey MOE (Medicare Open Enrollment) drug plan selection service is ready to pick out the best Part D drug plan available in your neck of the woods. The automated process is able to compare more variables than even the highly experienced Lazy Man team can do.
Finally, we review an article suggesting that claim denials are increasing. The statistics show that most providers are burdened by a growing level of scrutiny and regulation which suggests that insurance companies are tightening the screws.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Wednesday Oct 15, 2025
Wednesday Oct 15, 2025
Medicare Advantage Minute: Medicare Advantage Legislation in Congress: 8 Bills to Watch
Your Medicare Benefits 2025: Prostate Cancer Screening
MY ANNUAL AEP ADDRESS TO THE NATION is ON THE AIR!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Oct 09, 2025
Thursday Oct 09, 2025
Medicare Advantage Minute: The Latest Trend Changing Medicare!
Your Medicare Benefits 2025: Principal Illness Navigation Services
Selections from the Q & A folder: Is it mandatory to sign up for Medicare?
If Medicare covers cataract surgery, why are there bills?
Enrolled in Part B too soon? Your Medicare fix is easier than you think!
BEHABBEN!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Wednesday Oct 08, 2025
Ep. 863 - Finally! A long awaited drug plan document arrives in the mail! ANOC!
Wednesday Oct 08, 2025
Wednesday Oct 08, 2025
Medicare Advantage Minute segment: 7 Things You Can Do During AEP (Annual Election Period)
Your Medicare Benefits 2025: Principal Care Management Services
ANOC has arrived! Annual Notice Of Change is the legally required document that your drug plan is supposed to send during September. It is going to you about any changes in your plan, like costs or benefits, of which you should be aware.
What did my ANOC say? Tune in to find out....
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Oct 05, 2025
Sunday Oct 05, 2025
Medicare Advantage Minute article entitled "Why These Unique MA Plans are Poised for Popularity!"
Your Medicare Benefits 2025: "Yearly Wellness Visit"
The category selected for a deeper dive was the one entitled "Rates & Financial" We took a look at the current Plan G rate increases caused by our inflationary economy. By comparison, the rate increases given to high deductible plans are often $0 and rarely more than a token amount. This is one of the excellent benefits of High Deductible Plan G!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Oct 02, 2025
Ep. 861 - Enjoy a review of Fleetwood's (almost) negative review of my BLOCKBUSTER!!
Thursday Oct 02, 2025
Thursday Oct 02, 2025
The Fleetwood review of my newest book: "Medicare for the Lazy Man: BARE BONES" is a dire warning that it was written by (gulp) an INSURANCE AGENT! To quote the review: BEWARE!
Returning to format, we began with the Medicare Advantage Minute: BC/BS of Texas announced the cessation of sales commissions for all of their MA plans.
In the Your Medicare Benefits 2025 we address the Welcome to Medicare Preventive Visit and learn what is included as well as how Medicare will cover it.
Department of Corrections: A previous trivia item about the origin of the Pink Panther had to be corrected.
Finally, we dipped into the folder labelled "Correspondence" to enjoy some Q & A about two distinctly different situations. As an aside, both principals are now happy clients of mine, and I am happy to have them!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Sep 28, 2025
Sunday Sep 28, 2025
But first, how about our regular episode segments?
Medicare Advantage Minute: Hospitals aren't the only ones stepping back from Medicare Advantage!
Your Medicare Benefits 2025: Preventive and screening services
From the Q & A folder we address the following subjects:
1) How are prescription drugs covered when one is in an emergency room? Hint: Toni King provided an answer but I believe she displayed a little bit of confusion by overlooking an important fact presented in the question.
2) Does Medicare cover annual (routine) physical examinations?
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
