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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
Tuesday Mar 10, 2026
Tuesday Mar 10, 2026
MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE GROWS LESS THAN 1% DURING THE LAST ANNUAL ENROLLMENT PERIOD (AEP)!
HOW ABOUT REPEAT READING? LET'S LISTEN TO THE INTRODUCTION OF THE NEWEST BOOK; MEDICARE ENROLLMENT GUIDE AGAIN!
LISTED: THE LARGEST HEALTH INSURANCE COMPANIES BY PROFIT
MORE BIG TROUBLE FOR KAISER PERMANENTE: THEIR LIABILITY INSURANCE CARRIERS HAVE REFUSED TO PAY THE RECENT FINE OF $556 MILLION.
CORRESPONDENCE SENT BY STALKERS AND NEW CLIENTS:. SUBJECTS INCLUDE BRUTAL WEATHER AND QUESTIONNAIRE CLARIFICATIONS.
FINALLY A QUIZ: WHICH ARE THE HARDEST WORKING CITIES IN THE USA (AND WHICH ARE THE LAZIEST?)
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Mar 08, 2026
Sunday Mar 08, 2026
MEDICARE ADVANTAGE MINUTE: 2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE!
A reading from "MEDICARE ENROLLMENT GUIDE": Introduction!
How to appeal an IRMAA penalty.
High Deductible Plan G is the best Medicare supplement for almost all people in Medicare.
A report on four clients starkly illustrates the point that High Deductible Plan G policies have smaller rate increases by far than those endured by clients who have Plan G.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Mar 05, 2026
Thursday Mar 05, 2026
MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE'S "SUNK COST" PROBLEM (Less boring than it sounds)
Enjoy a reading from MEDICARE ENROLLMENT GUIDE. Today's selection: Preface
SAMPLE DRUG PRICES FROM THE NEW DISCOUNT SITE: TRUMPRx.gov
Finally, a quiz about the best & worst places to practice medicine. Authors of the list had trouble differentiating states from cities)
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Mar 03, 2026
Tuesday Mar 03, 2026
MEDICARE ADVANTAGE MINUTE: UNITED HEALTHCARE AND ELEVANCE ARE SHRINKING THEIR MEDICARE ADVANTAGE ROLLS!
AN OUTDATED MEDICARE RULE (THE 3 DAY RULE) KEEPS SENIORS IN HOSPITALS LONGER THAN NECESSARY. (Temporary irritation will be the repetitive use of the unfortunate term "senior")
CORRESPONDENCE:
Paula does not need her PDP anymore but needs help figuring out how to disenroll from it.
Howard failed to read the ANOC (Annual Notice Of Change) warning him that the monthly premium would be increased to $105. Now he worries about negative ramifications in the event that he stops paying that outrageous premium.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Mar 01, 2026
Sunday Mar 01, 2026
MEDICARE ADVANTAGE MINUTE: MY DOCTOR DROPPED OUT OF MY (MA) NETWORK; WHAT SHOULD I DO NEXT?
Q & A illustrates the limitations of Medicare Advantage plans.
Article: Do Not Add to the Social Security Administration Delays
In other words, do not make these errors that will delay the time between the start of your application and confirmation of the effective date of your Medicare coverage.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Feb 26, 2026
Thursday Feb 26, 2026
MEDICARE ADVANTAGE MINUTE: HUMANA COULD END 2026 AS THE LARGEST MEDICARE ADVANTAGE CARRIER IN THE USA! They are poised to take over the #1 spot from United Healthcare.
TRUMPRx.gov is open for business and discounting more than 40 expensive drugs. We go through a thorough Q & A about how to start cashing in!
Massachusetts seems to be the land of rejected health insurance claims.
Finally, we have a rousing quiz about which states have had the highest recent population growth in the US.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Wednesday Feb 25, 2026
Wednesday Feb 25, 2026
MEDICARE ADVANTAGE MINUTE:
ASSISTING CLIENTS IN SWITCHING FROM MEDICARE ADVANTAGE PLANS TO ORIGINAL MEDICARE WITH A MEDICARE SUPPLEMENT PLAN.
GLP-1 drugs: 5 things to know about their use in Medicare.
Hard to believe but those subjects plus some lessons in sheep husbandry take up the whole episode!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Feb 22, 2026
Sunday Feb 22, 2026
MEDICARE ADVANTAGE MINUTE: CMS (THE GOVERNMENT) TAKES AIM AT MEDICARE ADVANTAGE FRAUD
Correspondence:
Client Mike writes to ask me to find his wife a Plan G Medicare supplement with a better price. Her current Aetna plan has scheduled a $60+ monthly rate increase so Mike asked me to look for a better deal.
Once again I explained the advantages of High Deductible Plan G (HDG) but Mrs. Mike is very risk averse and wants to stay with regular (expensive) Plan G.
A few weeks after, Mike contacted me again to announce that he plans to switch to HDG when his state mandated Birthday Rule period came around.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Feb 19, 2026
Thursday Feb 19, 2026
MEDICARE ADVANTAGE MINUTE! ONE THIRD OF INSURED ADULTS SAY THAT PRIOR AUTHORIZATION HAS BEEN A MAJOR BURDEN IN ACCESSING CARE!
We address correspondence from some who have unusual situations with respect to Medicare.
An 81-year-old man is covered by Original Medicare only. His son writes to ask about the possibilities of improving his father's protection by acquiring a Medicare supplement.
Then Len writes to ask whether the series of steps his friend Dan has planned makes sense. The goal: disenroll from Dan's existing Medicare Advantage plan and begin to enjoy superior Medicare protection and freedom of choice with a supplement plan,
Finally, play along with a quiz related to the most and least friendly cities for those seeking STEM jobs.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Feb 17, 2026
Tuesday Feb 17, 2026
MEDICARE ADVANTAGE MINUTE! THE NINE BIGGEST DISADVANTAGES TO MEDICARE ADVANTAGE!
I want to do a good job for my clients. Some companies make that easier than others. One of them is an absolute standout, in spite of not always maintaining rate stability with Plan G premium increases.
An insurance broker in Atlanta is worried about my diminished income. Agents make smaller sales commissions when they sell low-cost products like HDG.
Finally, I quiz Randy on which states are projected to be best and worst for retirement this year.
On the way, I inadvertently placed Eagle in Wyoming instead of Idaho!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.