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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
Sunday Sep 01, 2024
Sunday Sep 01, 2024
We kick off this episode with our favorite segment: The Medicare Advantage Minute.
Today's article is entitled: The Medicare Advantage Paradox; How Advantage Plans Cost Taxpayers Billions!
After that, close personal friend and avid MLM podcast listener Kirk "Fish" Fisher takes the stand for an intense interrogation about his career, his life and his possible visit to Arizona.
If you would like to share a comment or ask Mr. Fisher a question, send an e-mail to the address below.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Aug 29, 2024
Thursday Aug 29, 2024
In the Medicare Advantage minute, we learn that Centene in 2025 will exit a handful of markets where they currently have MA plans.
Wikipedia page on "Medicare" explains the reimbursement for Part A services.
Finally, in what is looking like a year of turmoil and change, what you should expect to learn from your Annual Notice Of Change (ANOC).
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Aug 27, 2024
Tuesday Aug 27, 2024
Once again, Medicare supplements explained in 3 short minutes:
The Medicare Advantage Minute - comes in like a lion, goes out like a little sissy. Sorry folks!
The Wikipedia page on Medicare is an exciting lesson on payment for services and drug plans, according to my notes.
Finally, a dire prediction for Part D drug plans in view of turmoil expected to be caused by government price-setting schemes. A quote: Things will only get tougher for Part D.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Monday Aug 26, 2024
Monday Aug 26, 2024
How do they know? Because the insurance company reporting the diagnosis (like diabetic cataracts) rarely ever treats that disease.
Walgreen's is apparently preparing to say "good-bye" to Village MD.
Are you an MD? Learn the 15 best and 15 worst states in which to practice medicine.
Finally, learn how Medicare is treating GLP-1 drugs for those with diabetes and in need of weight reduction.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Friday Aug 23, 2024
Friday Aug 23, 2024
Medicare Advantage may be radically altered if a proposed new law passes. Prior Authorization will be required for Prior Authorizations! Gee, what genius came up with this plan?
New business rates are creeping higher in these inflationary times. Rate increases for the rich plan are hitting insureds harder than those for the High Deductible plans that MLM recommends for almost everyone!
On the Wikipedia page for Medicare we learn about deductibles and coinsurance for Parts A & B.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Aug 20, 2024
Tuesday Aug 20, 2024
They think the problem involving prior authorizations can be fixed with legislation. So the evil MA trolls won't find another way to use their enslaved members to extract more cash from the US Treasury?
On the Wikipedia page about Medicare, we learn about out-of-pocket costs: deductibles, co-pays, co-insurance and IRMAA.
Correspondence with clients and prospects, such as Patricia who may have been tricked into a MA plan without her knowledge or consent.
Thomas fell 30 feet off a roof and has been in SSDI. MLM was able to enroll him in Plan A in his home state of Virginia. Howard was hoping that we post our MA articles on a bulletin board somewhere. Finally, Frank is not so sure he wants to enroll in an HDG plan in spite of the very low premium. I think Frank is overlooking the long-term HDG advantages!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Monday Aug 19, 2024
Monday Aug 19, 2024
The Association of Mature American Citizens (AMAC) takes exactly the wrong position when it comes to supporting freedoms for Medicare participants. C'mon guys, wise up! "Managed care" is not what freedom-loving men and women long for in their health insurance!
In the MA Minute, one hour nurse visits to members' homes result in a $15 billion windfall for Medicare Advantage insurance companies.
On the Wikipedia page about Medicare we read about Part D prescription drug plans.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Thursday Aug 15, 2024
Thursday Aug 15, 2024
Medicare payment options allow some flexibility in meeting this "must do" financial obligation. The only way to dodge it is Medicaid: welfare.
Thomas, accident victim in his late 50s, is able to purchase a Medicare supplement plan because his state mandates that right. We list all the states with similar regulations.
Finally, One big MA carrier is removing its Medicare Advantage plans from six states while MA enrollment is reported to have dropped in seven other states. What gives?
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Aug 13, 2024
Tuesday Aug 13, 2024
Not a new story but one that bears repeating. This is one of many warnings that responsible insurance pros should share with clients.
From the "Medicare" page on Wikipedia we learn about how the hospital and nursing facility benefits are renewed after a period without the need for treatment.
Medicare supplement rate increases follow the pattern: in some places 20% increases for Plan G but 0% for HDG. Result? The smart HDG buyer saves more and risks even less.
Finally, valued client Bob is approaching his first year with United American's High Deductible Plan G. Does he need to consider alternatives that might be an improvement? Not "NO", but HELL NO!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Aug 11, 2024
Sunday Aug 11, 2024
Additionally, providers are having to write off 8.5% of patient revenue from MA members as uncollectible.
From the Medicare Wikipedia page: how you qualify for free-of-charge Part A of Medicare. What happens to hospitals with high readmission rates? Ouch!
Finally, the sad story of a patient in Bullhead City, AZ who was hauled off to the hospital and eventually died. His daughter was disgusted by the bureaucracy his Medicare Advantage insurance carrier subjected her to when she tried to have him moved to Utah to be near his family.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+)
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.