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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Tuesday Mar 09, 2021
Ep. 154 - You can almost hear the escaping cold germs! Soldiering on, we.....
Tuesday Mar 09, 2021
Tuesday Mar 09, 2021
....spend the first 12 minutes getting ready to start the work at hand. Then I delve into the MLM Mailbag. A question about how desirable Plan N would be is answered briskly.
Also, the short list of nosy questions I must ask before being able to provide an accurate Medicare Supplement premium quote. I neglected to mention asking about any roommates/spouses/domestic partners that may entitle one to a "household discount" from some companies.
(Most severe critic: B+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Mar 07, 2021
Sunday Mar 07, 2021
Those who have only a temporary need or who can tolerate a limited level of protection might take a look at short-term health insurance. In fact, this could be a good choice for healthy people closing in on Medicare eligibility.
At minute 8:00 we "get after it"!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Mar 04, 2021
Ep. 152 - Can enrolling in Part A mess up your life? Say it ain‘t so!
Thursday Mar 04, 2021
Thursday Mar 04, 2021
At minute 8:00 we discover that no, enrolling in Part A when you turn age 65 will only be a mistake if your medical plan allows for tax deductible HSA deposits.
There was also some discussion of HSAs vs. FSAs for those who are curious about such things.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Mar 02, 2021
Ep.151 - Are you getting the most from Medicare? (from the AMAC mag)
Tuesday Mar 02, 2021
Tuesday Mar 02, 2021
Listen to the long list of freebies that Medicare will provide. The goal is to catch potential medical problems before they become serious.
The episode begins with a sneaky engineer who started recording earlier than usual... without warning anyone!
Thanks a lot, Randy!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Feb 28, 2021
Ep. 150 - Plan G or Plan N? NEITHER says Doug. HDG is the way to go!
Sunday Feb 28, 2021
Sunday Feb 28, 2021
Medicare Supplement High Deductible Plan G will almost always provide big monthly premium savings over regular Plan G and even over the newly promoted Plan N.
Agents won't volunteer it until you demand to hear about it. Why? Because there is very little commission money in it for them!
Jump to minute 14:45 unless you'd like to eavesdrop on our random thoughts.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Feb 25, 2021
Ep. 149 - Randy‘s health improves while my mental acuity takes a nose dive!
Thursday Feb 25, 2021
Thursday Feb 25, 2021
For today's episode I dig deep into the MLM Mailbag, withdrawing a stack of correspondence.
I then proceed to attack this correspondence in reverse date order, answering questions and sewing seeds of confusion throughout the podcast.
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
(Most severe critic: A-)
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Feb 23, 2021
Ep. 148 The best comparison ever: G versus HDG! (Thank Steve for this one!)
Tuesday Feb 23, 2021
Tuesday Feb 23, 2021
Peace of mind or saving lots of money; how does one make the best choice? For some, the decision process is a real struggle, even though the worst-case risk is very limited. We breeze through it starting at minute 8:00.
(Most severe critic: A)
Read more in Chapter 8: The Best Kept Secret in Medicare!
Welcome to Randy's first episode since getting the virus on New Years Eve.
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Feb 21, 2021
Sunday Feb 21, 2021
The eye candy visible from the studio windows offered a powerful distraction to this junior podcaster.
Difficult as it was to stay on point, I still managed to address several items from the MLM Mailbag, starting at about minute 8:30.
Note: The Wuhan Flu paid a visit to the MLM production staff in late December, shortly after this episode was recorded. It wreaked havoc with our recording schedule, but normalcy will eventually return.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Feb 18, 2021
Thursday Feb 18, 2021
One important lesson to take away from Episode 146: If the Feds try to nail you with an IRMAA and the high income year was a fluke or one time event, grab the proper form (I can help with that) and file an appeal!
In addition to the Medicare content (which starts at 6:00) I remind listeners that announcer Drew McMillin is on track to becoming a father and the name of the Rock Hudson movie in which a nuclear sub surfaces through floating ice at the North Pole is "Ice Station Zebra".
HAPPY 2021!
Note: The Wuhan Flu paid a visit to the MLM production staff in late December, shortly after this episode was recorded. It wreaked havoc with our recording schedule, but normalcy will eventually return.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Feb 14, 2021
Sunday Feb 14, 2021
A large fraction of Medicare eligibles are planning to continue working into their late 60s or beyond.
Eventually, it will be wise to seek advice from a Medicare expert in order to manage the transition from employer insurance to Medicare without violating any deadlines or risking continuity of coverage.
The serious content starts at 4:50. Near the end of this New Year's Eve recording, listen for Randy to briefly wake up from his pre-Covid Coma for a short exchange of random thoughts.
Note: The Wuhan Flu paid a visit to the MLM production staff in late December, shortly after this episode was recorded. It wreaked havoc with our recording schedule, but normalcy will eventually return.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
