121.8K
Downloads
911
Episodes
Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
23 hours ago
23 hours ago
MEDICARE ADVANTAGE MINUTE! KAISER'S $556 MILLION MEDICARE ADVANTAGE WHISTLEBLOWER LAWSUIT
HIPPA privacy be damned; one of my doctor bills started at $265 but after going through Medicare and my High Deductible Plan G, the bill magically became $17!
Life expectancy in the USA has set a new record.
We list the top 10 causes of death.
Then we list the Medicare supplement rate increase filings from several insurance companies in several states. Bottom line: Medical inflation is exerting upward pressure on insurance costs.
Finally, beware of Kindle E-books! They now allow readers to ask questions about the content. That part is OK but the answers will come from AI and there will be no guarantee of accuracy. I would take my questions straight to the horse's mouth!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
3 days ago
3 days ago
Medicare won't cover routine eye exams. However, if cataracts, glaucoma or macular degeneration should strike, Medicare will cover almost everything but the cost of your dedicated Eye-Drops Wrangler!
Write a successful book and watch the AI generated pitches for paid consultants start to roll in. And I do mean PAID; at least they want to be paid!
What does one day in the hospital cost the hospital to provide? A recently arrived list compares that figure for government owned, private and non-profit hospitals for each state of the union.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
5 days ago
5 days ago
SPECIAL EPISODE TODAY!
ENJOY SOME HISTORY AND A TOUR OF MY WEBSITE:
MEDICARE ADVANTAGE MINUTE! KAISER'S $556 MILLION MEDICARE ADVANTAGE WHISTLEBLOWER LAWSUIT
HIPPA privacy be damned; one of my doctor bills started at $265 but after going through Medicare and my High Deductible Plan G, the bill magically became $17!
Life expectancy in the USA has set a new record.
We list the top 10 causes of death.
Then we list the Medicare supplement rate increase filings from several insurance companies in several states. Bottom line: Medical inflation is exerting upward pressure on insurance costs.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE ENROLLMENT GUIDE!" (Free download from site below)
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Wednesday Feb 04, 2026
Wednesday Feb 04, 2026
MEDICARE ADVANTAGE MINUTE: MEDICAE MISTAKES SENIORS WISH THEY HAD KNOWN SOONER (or HAD AVOIDED)!
Article asks the question: SHOULD YOU GET THE SAME DRUG PLAN AS YOUR SPOUSE?
Correspondence from client Robert, an attorney who was too busy to open or read the warning notices that his drug plan premium would go to $100 per month.
Finally, a quiz published in U.S. News & World Report lists the best healthcare jobs for which the candidate will not need a college degree. Observe one of the reasons someone purchased that entire magazine for $1.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Feb 03, 2026
Tuesday Feb 03, 2026
MEDICARE ADVANTAGE MINUTE: MASSACHUSETTS GOVERNOR PITCHES PRIOR AUTHORIZATION REFORMS!
A history of Medicare supplement rate increases indicates a continuing inflationary trend in premiums.
Correspondence:
Brad's company offers a MA plan to its retirees. He asks whether I think it is a good deal.
Lisa, turning 65 in six months, has a couple of questions about events triggered by her Medicare eligibility.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Monday Feb 02, 2026
Monday Feb 02, 2026
MEDICARE ADVANTAGE MINUTE: HOUSE GOP URGES SCRUITINY OF CALIFORNIA FOR MEDICARE FRAUD! Shocking!
"Why Physician Autonomy is a Growing Flashpoint"
The government is starting two Medicare pilot programs (Guard & Globe) to try to lower drug prices.
Article: How to End Obamacare and Improve Coverage
Ask Rusty: Should the Correspondent Change His IRS Filing Status?
Finally, we dissect a quiz to identify the best cities in the US for jobs.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Friday Jan 30, 2026
Friday Jan 30, 2026
MEDICARE ADVANTAGE MINUTE: Nothing curated in this category today!
Headline: Telehealth Replaces Medicare Visits Rather Than Adding to Them!
Physicians top practice options in 2026.
US (5 year) cancer survival rate reaches 70%! Each day there are 5,800 new diagnoses and 1,700 cancer deaths.
Finally, we visit one of Toni King's columns to learn a little (very little!) about dental insurance for people on Medicare!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Tuesday Jan 27, 2026
Tuesday Jan 27, 2026
MEDICARE ADVANTAGE MINUTE: FEDERAL JUDGE BLOCKS IDAHO FROM ENFORCING MEDICARE ADVANTAGE COMMISSION RULES!
Correspondence: Mike in Rhode Island is a Medical Doctor at a soon-to-be-failing hospital. His request for Medicare supplement quotes gives me the opportunity to explain the very thorough method I use to demonstrate the advantages of High Deductible Plan G.
Correspondence: Tim is turning 65 and has a series of detailed questions about how he can maintain acceptable coverage for his younger wife after going on Medicare.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Sunday Jan 25, 2026
Sunday Jan 25, 2026
MEDICARE ADVANTAGE MINUTE: US SENATE FINDS UNITED HEALTHCARE USED "AGGRESSIVE STRATEGIES" IN MEDICARE ADVANTAGE
Missed opportunity: My Canadian brother-in-law has the background to have formed clear and accurate opinions of the Canadian system of socialized medicine. Next time I will not let him get away without recording an episode to enlighten those who think Canadians have it so great!
What $0 cost service do I provide for my valued clients? No face-to-face exposure!
We have the most generous listeners: Dominick sent a congratulatory note and a portrait of the Chief of the Nosebleed Indian tribe that haunts my environs. Stalker Susie sent a sizable number of quarters to defray some of our overtime costs!
One lucky client got a 14% rate increase from her Medicare supplement insurance company. Lucky? Yes, she took my advice and purchased High Deductible Plan G. Her 14% rate increase totaled a mere $8.21.
Finally, we reviewed Wallethub's list of the best cities in the USA in which to pursue an active lifestyle.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
Friday Jan 23, 2026
Friday Jan 23, 2026
MEDICARE ADVANTAGE MINUTE: CMS (THE FEDERAL GOVERNMENT) TIGHTENS MEDICARE ADVANTAGE PRIOR AUTHORIZATION RULES!
Before that we discuss the qualities of certain members of England's Royal Family.
January 1st saw a pilot program begin, creating prior authorization requirements for a few procedures performed under Original Medicare in six states. The program will be testing whether enhanced technologies like AI and machine learning can streamline prior authorizations and medical reviews.
New, soon-to-be-client Sheryl, is taking a very cerebral approach to the concept of Medicare supplement rate stability. She discovered a site called: SERFF.com and is trying to identify those Medicare supplement plans with less rate stability, which most would prefer to avoid.
Inadvertently, she uncovered a pattern that confirms my repeated assertion about Plan G vs. High Deductible Plan G: Plan G increases will be larger and more frequent while the rate increases under HDG will tend to be smaller and less frequent.
Finally, I received six messages inviting me to be a guest on a brand new podcast. I was offered the opportunity to program the time for an initial chat but could not figure out how to use the scheduling app.
Stay tuned!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: ENROLLMENT GUIDE!" (coming soon)
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.