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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Thursday May 15, 2025
Thursday May 15, 2025
After a spirited history lesson that finishes our Axis Sally hunk, we enter the "Medicare Advantage Segment". There we learn a little about part of the basis upon which payments by the Federal Government are made to the MA plans.
In the "Your Medicare Benefits 2024" segment we are treated to a very complete explanation of precisely how Medicare reimburses the cost of hearing aids.
Finally, Randy is challenged with a quiz concerning which of the states are most favorable and which are least favorable for working mothers.
He needs to sharpen his guessing skills!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A++) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday May 13, 2025
Tuesday May 13, 2025
First order of business today is a history lesson: Axis Sally gave her last propaganda broadcast this date in 1945.
In the Medicare Advantage Minute we learn good news: Republicans are waking up to the reality that MA plans are turning on Medicare participants like rabid dogs!
How will Medicare cover Hearing & Balance exams? Find out in today's segment drawn from the pages of "Your Medicare Benefits 2024".
Quiz for the Podcast Producer: Which are the best and worst states for nurses?
Finally, we address one dozen FAQs (frequently asked questions) about Medicare. According to the Content Creator, this was an outstanding segment!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday May 11, 2025
Sunday May 11, 2025
Medicare Advantage Minute: MA plans are the ones squeezing more billions of dollars from the US Government.
In the "Your Medicare Benefits 2024" segment, we learn how Medicare would cover Health & Wellness Education Problems
A review of some insurance company rate increase filings (requests) as reported by several states seem to indicate that inflation is still causing upward pressure on insurance premiums.
Finally, a sister recommends "Medicare for the Lazy Man" to a potential new client and her husband. Her letter points out an often overlooked point. Those who are age 65+ and covered by an employers group insurance plan have the freedom to enroll in Medicare anytime they think it would be advantageous. Crummy network, substandard benefits or maybe the required contribution is too high.
Or for no reason at all....
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday May 08, 2025
Ep. 804 - Gym memberships & fitness programs: covered benefits under Medicare?
Thursday May 08, 2025
Thursday May 08, 2025
Interrupting a lengthy run, our usual kick-off feature has been temporarily suspended: No Medicare Advantage Minute article warning new Medicare eligibles about the dangers of MA plans.
In our other regular segment we learn how Medicare might cover Gym memberships and fitness programs.
Possibly the shortest segment in "Your Medicare Benefits 2024" history!
In Iowa news, a nurse has been sentenced to a stretch in the Big House for allowing a patient under her care to die of neglect. This episode reminded me of those I have helped escape MA plans after they were forced to endure substandard rehab facilities while recovering from surgical procedures.
With a Medicare supplement plan, you have complete freedom of choice as to where you seek treatment!
I go through a list of seven changes in Medicare for 2025. You would think we already know about all of these!
Another guessing game with the Podcast Producer: name the safest and the most dangerous states in America!
Finally, I run through a list of Medicare myths!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday May 06, 2025
Tuesday May 06, 2025
In the "Medicare Advantage Minute" segment, our article of the day has a headline that reads: "The Decline of PPO in Medicare Advantage". When times are tight, MA plans reduce the number of plans with the greatest freedoms.
This leads to a discussion of the greatest Medicare supplement plan ever created:
High Deductible Plan G.
A combination of the finest health insurance protection with the most cost-effective premium rates. Almost everyone who sees it ends up buying one!
How about "Your Medicare Benefits 2024"? In that article we find out how glaucoma screenings are covered by Medicare!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday May 04, 2025
Sunday May 04, 2025
Article headline featured in Medicare Advantage Minute: Doctors say,
"Dealing with Health Insurance is only getting Worse"!
The sad story of an ophthalmologist who was driven to despair and forced to sell his practice in order to cope with the extra work caused by insurance requirements.
In "Your Medicare Benefits 2024" we learn how Medicare is likely to cover routine foot care plus foot care for diabetics.
Then we recount the facts in the heinous murder of Brian Thompson, the 50-year-old CEO of United Healthcare who was gunned down in Manhattan in cold blood.
HIPPA: Huge boondoggle adding extra cost to Medical care and enriching shysters everywhere!
The cost of this Kennedy-fostered monstrosity is not worth the "privacy" people have been brainwashed into thinking is so imperative: one Medicare specialist's opinion.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday May 01, 2025
Thursday May 01, 2025
Lots of chat about Dr. Oz and his plans for the future of the Centers for Medicare & Medicaid Services. Unfortunately, the articles I prepared fell into what might be a bottomless pit.
In the Medicare Advantage Minute, Democrats sent a nasty letter to Dr. Oz questioning his support for Medicare Advantage and criticizing his substantial holdings in the biggest MA slut: United HealthCare.
From the pages of "Your Medicare Benefits 2024" we learn the short story of how Medicare covers flu shots.
CMS (the Federal Government) in a magnificent return to sanity ordered that questions catering to Binary, non-Binary and other confused individuals be stricken from Medicare Advantage applications.
Finally, a listener whose wife must have badgered him mercilessly, asked whether gym memberships were an included freebie with their Medicare supplement plan.
My answer was that a competing product had the benefit they seek but there would be an endless amount of paperwork and insurance foolishness to deal with. He decided to shine it on and hope that his wife forgets the whole thing.
We'll see!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Monday Apr 28, 2025
Monday Apr 28, 2025
During the prelude to our "Medicare Advantage Minute" segment, I erred in identifying the surgeon given credit for the first heart transplant, which was performed in South Africa.
Eventually, our subject centered an article with the headline: "Insurers Brace for Continued Medicare Advantage Medical Costs" which was abandoned due to being out of date.
In the "Your Medicare Benefits 2024" we learn about Federally Qualified Health Center Services.
The final subject centered on an article listing "The 8 Things That Medicare Does Not Cover" which included a surprising number of items demonstrating trouble with Medicare Advantage plans.
Poetic justice!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A++) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Apr 27, 2025
Sunday Apr 27, 2025
"Health Systems Brace for More ... Uncompensated Care"
- Medicare Advantage Minute
"Fecal Occult Blood Test Screenings"
"Flexible Sigmoidoscopy screenings"
- Your Medicare Benefits 2024
The rest of this episode is dedicated to those with body mass indexes over 30 and health problems related to excess weight.
Medical science has started to provide pharmaceutical solutions. As with most new developments, it will take time for the price to become more affordable.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Apr 24, 2025
Ep 798 - Had AETNA while working, docs liked it; I want AETNA Medicare Supplement!
Thursday Apr 24, 2025
Thursday Apr 24, 2025
Medicare Advantage Minute: MA in the headlines...10 recent updates!
Your Medicare Benefits 2024: Are routine eye exams covered? How about with diabetes? How about with macular degeneration?
How about some correspondence from clients?
Brian wanted some details about the Medicare supplement application process. One important fact is that the insurance company will draw the initial premium right away on the date of approval.
Also, after discussing the Medicare situation with friends, he confirmed a fact featured in Medicare for the Lazy Man: Many people are not told about the High Deductible Medicare supplement plan option. Their loss!
Finally, an explanation of the fact that Aetna or any other supplement is almost immaterial. Medicare itself does the approvals, the Medicare supplement is just along for the ride.
It makes very little difference what company sold you the plan.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.