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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Sunday Nov 23, 2025
Sunday Nov 23, 2025
Correction: Its "Medicare for the Lazy Man; BARE BONES" (not BIG BONES)!
MEDICARE ADVANTAGE MINUTE: MA premiums drop in 2026; Here's how hidden costs could still hit your wallet!
YOUR MEDICARE BENEFITS 2025: Speech-language pathology services!
Four states have issued cease and desist orders to several insurance companies who have cleverly thought of ways to trick customers into not buying some of their plans. That way the plans aren't withdrawn from the market but nobody can buy them.
Finally, we present a quiz in which we identify the most & least overweight and obese states.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A++) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Nov 20, 2025
Thursday Nov 20, 2025
Medicare Advantage Minute: Major Insurers Scale Back MA and Part D Drug Plans for 2026.
YOUR MEDICARE BENEFITS 2025: Social Determinants of Health Risk Assessment
Ten year Medicare supplement rate increase history used as a sales tool, from BC/BS of Texas. Smallest increases: 0%. 2025 increase: 14+%. Yikes!
New client Sydney's husband Paul came to recognize that he had been misinformed about the many advantages of Medicare + Medicare supplements. The reality is much brighter than he had been led to believe. His only regret: not purchasing High Deductible Plan G when he had the opportunity!
Finally, Randy wants to confirm his understanding that when a person has an MA plan snatched away without their consent, the door opens to the wonderful world of Medicare supplements with no medical underwriting!
Medicare Advantage Minute: Major Insurers
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Nov 16, 2025
Sunday Nov 16, 2025
Medicare Advantage Minute: House Democrats Introduce Legislation to Stop Prior Authorization Pilot!
Your Medicare Benefits 2025: Sleep Studies
How the government shutdown affects Medicare! (Spoiler alert: It doesn't)
Concierge medicine described, with pros & cons for patients and doctors.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Nov 13, 2025
Thursday Nov 13, 2025
Medicare Advantage Minute:
United Healthcare Projects A 1,000,000 Member Drop in Medicare Advantage Enrollment
Your Medicare Benefits 2025: Skilled Nursing Facility Care
Correspondence with client Richard: He wondered whether he had to "re-up" (re-enroll) in his Medicare supplement and/or his Part D drug plan. Turns out he received a very scary "scam" e-mail raising concern that his insurance was about to lapse.
Correspondence with soon-to-be client Kelly: She is worried about the level and quality of customer service she will have with a particular company. In my view she was misled by a government website.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday Nov 11, 2025
Tuesday Nov 11, 2025
Medicare Advantage Minute: Want to watch a highly entertaining documentary about a type of Medicare insurance to be avoided like the plague? Type this into the YouTube search window:
"Medicare Advantage: Last Week Tonight with John Oliver"
Your Medicare Benefits 2025: Shots (vaccines)
Correspondence with a potential client answers the question: What keeps the deductible in "High Deductible Plan G" from taking off into the stratosphere?
AI set his mind at ease: Increases are linked by law to the Consumer Price Index.
Finally, I present a simple explanation of how medical bills are covered by the High Deductible Plan G. the Medicare supplement I recommend above all other plans.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Nov 09, 2025
Sunday Nov 09, 2025
Medicare Advantage Minute: Medicare users could soon lose perks they love, like choosing their own doctors!
Your Medicare Benefits 2025: Shingles Shots
We review recent rate increase filings in various states by various insurance companies. Is Medical inflation still with us or is it starting to subside?
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Nov 06, 2025
Thursday Nov 06, 2025
Medicare Advantage Minute: Mayo Clinic warns that it won't take most Advantage plans (in Phoenix, AZ and Jacksonville, FL).
Your Medicare Benefits 2025: Sexually Transmitted Infection Screenings
Correspondence, consisting of questions and answers, from clients and soon-to-be clients,
Peter in New York seems happy to have discovered the podcast.
Michael has many questions about the consequences of moving, disenrolling from Part B and exceeding the IRMAA penalty tipping point.
Peter in Houston wants to discuss the advantages and disadvantages of various rating protocols and to what extent customer service should concerns play in his decision process.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday Nov 04, 2025
Tuesday Nov 04, 2025
Medicare Advantage Minute: An article by Medicare Advantage plan boss Sachin H. Jain lays out the top 5 reasons for turmoil in the MA markets.
Your Medicare Benefits 2025: Second Surgical Opinions (and even third opinions under some circumstances).
From Toni King's column: Reader Don asks, "Why am I receiving a Part D penalty?"
Correspondence from new listener (and soon to be client) Peter from Houston. He has concerns that cause me to address: various rating methodologies, the possibility of the "deductible" in High Deductible supplements to grow beyond reasonable limits and something else that induces me to send him a link to the HeyMoe drug plan selection program. With that he will earn a small discount and a valuable series of drug discount opportunities.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Nov 02, 2025
Sunday Nov 02, 2025
Medicare Advantage Minute: Four Things to Know About the Medicare Prior Authorization Pilot Program. The existence of this experiment just might be the first step down a very slippery slope!
Your Medicare Benefits 2025: Rural Health Clinic Services
Concierge Medicine Explained
Ten Best & Worst States in Which to Find a Job!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Friday Oct 31, 2025
Friday Oct 31, 2025
Medicare Advantage Minute: Stop the Health Insurers' Raid on the Treasury!
Your Medicare Benefits 2025: Respiratory Syncytial Virus (RSV) Shot
Stalker Suzy reviews Hey Moe's Melinda Caughill's appearance on the MLM Podcast!
Prescription Drug Coverage Options are Shrinking for Medicare Shoppers
Ozempic & Wegovy are now sold at Sam's Club for $500, joining Costco, GoodRx and Novocare Pharmacy.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"
"MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"
"MEDICARE FOR THE LAZY MAN: BARE BONES!"
For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.
Official website: https://www.MedicareForTheLazyMan.com.
