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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Sunday Mar 09, 2025
Ep. 778 - Delayed & denied care: Medicare Advantage plan complaints!
Sunday Mar 09, 2025
Sunday Mar 09, 2025
Backlash in the wake of the murder of Brian Thompson brings out complaints from dissatisfied patients of MA plans.
In the "Your Medicare Benefits 2024" segment, Medicare will apparently cover Social Determinants of Health Risk Assessments.
We address an article stating that the health industry is bracing for the arrival of RFK Jr.
Finally, we have a complaint about Too Much Medicare Marketing.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Mar 06, 2025
Ep. 777 -Evil IRS attacks Mark, but he crushes them! The weapon? Form SSA-44!
Thursday Mar 06, 2025
Thursday Mar 06, 2025
The shocking headline in our Medicare Advantage minute: Problems with MA plans keep mounting! Denial of service and slow care approvals seem to be used as methods of profit maximization.
The "Your Medicare Benefits 2024" segment takes a deep dive into the specifics of how Medicare covers "commode chairs".
Finally, when the IRS tries to extract the IRMAA success penalty from Mark, his reduced retirement income allows him to successfully employ the weapon I suggested he use against them.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday Mar 04, 2025
Ep. 776 - Need a colonoscopy? Medicare might pay for it!
Tuesday Mar 04, 2025
Tuesday Mar 04, 2025
In the Medicare Advantage Minute, we hear again about all of the negative changes coming to MA plans in 2025.
The "Your Medicare Benefits 2024" segment describes the requirements one must meet in order to be colonoscopized on Medicare's dime. I think there is some wiggle room there.
New client Tim writes to say that he is convinced that High Deductible Plan G (HDG) is the best choice for him. However, he wants to know how cautious and conservative he should be when selecting his Medicare supplement insurance company.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Mar 02, 2025
Sunday Mar 02, 2025
In our Medicare Advantage Minute, we learn that ten companies are exiting MA markets in 2025.
Do you need cognitive assessment? Some say that I do! Read all about how Medicare will pay for that plus care plan services.
Finally, I use perplexity AI to provide information to prospects who are considering the purchase of dental & vision insurance.
Ameritas and NCD by Metlife are the first two companies I suggest. There are many, many others to choose from!
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A++) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Feb 27, 2025
Ep. 774 - Once banned due to shocking effects, an old drug has new uses.
Thursday Feb 27, 2025
Thursday Feb 27, 2025
Part of the cautionary tale about thalidomide illustrates the fact that Medicare alone is often not enough to persuade doctors to perform non-emergency treatment.
In the Medicare Advantage Minute, we learn that: "The Great Disruption is coming for Medicare Advantage"!
In "Your Medicare Benefits 2024" we take a brief look at Cognitive Assessment and Care Plan Services.
If you have failed to enroll in Part B of Medicare, the General Enrollment period can bail you out. We enumerate the three big reasons people may end up in that predicament.
Finally, we list six common, everyday things we all grew up with that appear to be disappearing.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Sunday Feb 23, 2025
Sunday Feb 23, 2025
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Feb 20, 2025
Ep. 772 - See how "The Walking Dead" would sound if the zombies could speak.
Thursday Feb 20, 2025
Thursday Feb 20, 2025
In the Medicare Advantage Minute we learn that algorithms used by the big 3 MA companies automatically reject 1 in 4 requests for post-acute care.
Your Medicare Benefits 2024 teaches us how the program is likely to cover Chronic Care Management Services, in case you ever need them.
In answers to questions from Randy, I explain that the Part D drug plan online enrollment process has been improved to allow me to enroll my clients. On the other hand, in order to select the "best" plan I must be able to predict the needs of the client will face in the coming year. Otherwise, my recommendation is just a worthless crap shoot.
Finally I review the changes in drug plans in 2025, list the three benefit stages of a drug plans and list just a few of the problems one might experience with a Medicare Advantage plan.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Tuesday Feb 18, 2025
Ep. 771 - Pay no attention to the phlegm-ridden man behind the curtain!
Tuesday Feb 18, 2025
Tuesday Feb 18, 2025
Enjoy the fascinating story of how the geniuses at Medicare failed to figure out that Medicare Advantage plans have been dodging the claims of their members who also receive treatment at the VA!
In "Your Medicare Benefits 2024", we learn how Medicare pays for Children's Kidney Disease and Chiropractic Services.
Doug's wife has been a happy client with High Deductible Plan G and now his 65th birthday is approaching and he wants in on the fun!
Finally, we learn that some new programs are coming down the pike, including dementia support services in which volunteers are trained to care for dementia patients.
(By volunteers we probably mean family members)
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com.

Monday Feb 17, 2025
Ep. 770 - When Advantage plans order "JUMP", Gov't squeaks, "How high?"
Monday Feb 17, 2025
Monday Feb 17, 2025
In the Medicare Advantage Minute, we learn:
Government Scrapped a MA Rule Over Industry Opposition
Let the Billions of dollars in fraudulent payments continue to drain the US treasury! MA plans have managed to drag their feet for ten years after government review of patient records fails to find treatments they thought they had paid for.
Check out how Medicare will pay for Chronic Pain Management in "Your Medicare Benefits 2024".
Looks like they are planning to cut doctor reimbursements again but the AMA purports to be fighting that action. We should all want to have happy, prosperous doctors serving Medicare!
Client Shauna writes with some questions that show she has forgotten some of the great benefits of having Medicare + a supplement.
History & trivia department: Henry VIII's flagship Mary Rose rolled over and sank in 1545. It was finally raised in 1982.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.ontact
Official website: https://www.MedicareForTheLazyMan.com.

Thursday Feb 13, 2025
Ep. 769 - Demonstrators cause ruckus at HQ of largest US health ins. company!
Thursday Feb 13, 2025
Thursday Feb 13, 2025
Program note: Pay no attention to the man behind the curtain! This episode was recorded after I endured the "Fungus Among Us" but is presented out of order. References to my disease should be ignored.
The "Peoples' Action Network" sounds like the Symbionese Liberation Army. On at least one day last summer they expressed interest in making a health insurance company more accountable to its customers.
In Your Medicare Benefits 2024, we learn how Medicare will help you if you have more than one serious medical condition and need expert assistance.
Finally, Jeffrey, who says he is a big fan, writes to ask for guidance in coordinating retirement dates, enrollment dates, effective dates and HSA deposits for him and his Mrs.
Contact me at: DBJ@MLMMailbag.com
(Most severe critic: A+) Visit us on: BabyBoomer.ORG
Inspired by:
"MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.ontact
Official website: https://www.MedicareForTheLazyMan.com.