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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes
Sunday Jul 12, 2020
Sunday Jul 12, 2020
Her dilemma? Whether to accept an inevitable IRMAA penalty or to go on COBRA and invite a lifetime late enrollment penalty. First we explore the history of electrical generation and the larger than life personalities who struggled to prevail in that contentious profession.
The dip into the MLM Mailbag begins at about minute 13:30.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Friday Jul 10, 2020
Friday Jul 10, 2020
If you can endure the horrible audio results of an experiment gone tragically wrong, the real meat of this episode will start at minute 11:00.
In the meantime we visit the world of 1950s children's TV shows and explain how a 1950 Willys Jeepster came to be roaming around northern Illinois with this Route 66 commemorative tag: MCML and a bottle blonde behind the wheel.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Tuesday Jul 07, 2020
Tuesday Jul 07, 2020
When an agent is pitching you on a Medicare Advantage or PDP plan, the CMS has a list of statements that agent is prohibited from uttering, under penalty of.....?
First, we discuss some amusing situations presented in an MST3K movie and in "The Wizard of Oz". The business actually starts at minute 11:00.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Sunday Jul 05, 2020
Sunday Jul 05, 2020
With a name like "Medicare for the Lazy Man" I expect to be sneered at periodically, but to misquote one of the major positions consistently put forth on this podcast is just irresponsible.
In a visit to the MLMMailbag we heard from Carol, age 74, who wants to retire but has limited options when it comes to paying for a very expensive medication she relies on. The fun starts at minute 7:00.
(Most sever critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Thursday Jul 02, 2020
Thursday Jul 02, 2020
Medicare has very specific rules about when to enroll in Parts A & B. Follow them and all will be well; ignore them and you may find yourself without proper protection for some period of time. The fun starts late, at about minute 18:30.
Prior to that, learn a little of the history of telephone technology from the last millennium. Listen as the Southern Pacific Railroad begat Southern Pacific Transportation Company which begat Southern Pacific Communications which ultimately begat Sprint!
Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Tuesday Jun 30, 2020
Tuesday Jun 30, 2020
1) the Chattanooga basketball team is really the Memphis Grizzlies. 2) Doug woke up with his idea of the "black box in Medicare Supplement insurance" on May 11, 2017. 3) Doug met the Carsons in March of 2018. 4) Mutual of Omaha, while still an excellent insurance company may not be the final choice to offer to Arizonans after all. We have discovered another company with the same high ratings that may be more user friendly for our esteemed clientele. Most everything else is probably OK.
(Most severe critic: C-)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Sunday Jun 28, 2020
Sunday Jun 28, 2020
Door-to-door salesmen sell Final Expense packages which are expensive and aimed at the buyer who is afraid of the label "life insurance". In reality, you are better off letting a professional assess your goals and steer you in the proper direction.
Later, the MLM Mailbag coughs up three questions from readers who are approaching Medicare age and want to clarify a few things. The preliminary goofing around stops at minute 4:25.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Thursday Jun 25, 2020
Thursday Jun 25, 2020
How does an HMO or Medicare Advantage doctor save the insurance company $$$$ by denying you permission to see a specialist? Also, how does the human "lizard brain" differentiate the dangerous from the benign things we sense? Fasten your seat belts at about minute 11:00.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Tuesday Jun 23, 2020
Tuesday Jun 23, 2020
Why might Doug's book have been added to the "Erotica" category in addition to "travel tips"? Serious content (HA!) starts about minute 9:00.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
Saturday Jun 20, 2020
Saturday Jun 20, 2020
We spend this episode plowing through part of the lengthy list of "qualified" medical expenses for those with HSAs, FSAs and MSAs, but not necessarily HRAs*. Needless to say, hilarity ensues!
The fun starts at about minute 8:00 and continues in the next episode.
* (Health Savings Accounts, Flexible Spending Accounts, Medicare Savings Accounts but possibly not Health Reimbursement Accounts)
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN 2020; Simplest & Easiest Guide Ever!" on Amazon and Barnes & Noble. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com