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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Thursday Feb 11, 2021
Ep. 144: Sit down and lock eyeballs with an insurance agent; What‘s he thinking?
Thursday Feb 11, 2021
Thursday Feb 11, 2021
Insurance salesmen have a multitude of training resources while their prospects have no one to coach them through the sales meeting.
We at MLM shed some light on the process by which an agent attempts to persuade people to buy insurance.
Note: The Wuhan Flu paid a visit to the MLM production staff in late December, shortly after this episode was recorded. It wreaked havoc with our recording schedule, but normalcy will eventually return.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Feb 07, 2021
Sunday Feb 07, 2021
But wait, there's more! Act now I'll throw in an additional 5 scenarios (and how to handle them) for no extra cost.
That is an amazing TEN scenarios for the price of none! Instruction starts at 6 minutes in.
Note: The Wuhan Flu paid a visit to the MLM production staff in late December, shortly after this episode was recorded. It wreaked havoc with our recording schedule, but normalcy will eventually return.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Monday Jan 04, 2021
Monday Jan 04, 2021
We interrupt our holiday mirth and merriment in order to share some professional opinions in answer to queries from readers and listeners.
1) Plan N is a perfectly reasonable recommendation from one's insurance agent.
2) If you like your California doctor, purchase of a Medicare Supplement will allow you to keep seeing him. However, won't it be inconvenient after your move to South Dakota?
3) How about a Medicare MSA? Might it not turn weird someday? Answer: Maybe it will, but if it doesn't turn weird this type of plan can fill the bill for those who like cash rich account balances!
We hope everyone had a merry Christmas!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Friday Jan 01, 2021
Ep. 141 - More disappointment and broken promises from Advantage plans:
Friday Jan 01, 2021
Friday Jan 01, 2021
At minute 7:30 we review a report on the odds you will be able to get a plan with all of the great things Mr. Namath promises: prescriptions, meals, transportation, dental/vision and the much coveted Part B "give back".
Turns out, the odds of getting all of that in any one Medicare Advantage plan are slim to none. Once again, the hype machine is working overtime and the customers are likely to be disappointed.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Dec 29, 2020
Ep.140 - Mike‘s shots cost almost $4Kper month. How will Medicare handle that?
Tuesday Dec 29, 2020
Tuesday Dec 29, 2020
Mike isn't sure which part of Medicare will cover his treatments and neither am I. Whether it will be Part B or Mike's drug plan makes a difference in the percentage Mike will have to kick in.
My solution? Ask the doctor, or maybe the office staff. It is likely they have had to find this information for previous patients. Don't reinvent the wheel!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Dec 27, 2020
Sunday Dec 27, 2020
Open Enrollment Period (OEP), January through March, is another time when you are allowed to leave an Advantage plan if it has become a problem.
The strange part is: the mental giants controlling Medicare instruct agents to keep this under their fedoras unless the client expresses distress and asks if anything can be done. Go figure, huh? The weirdness starts at minute 14:45.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Dec 24, 2020
Ep. 138 - Good news/bad news: Excellent dental insurance can be had, but...
Thursday Dec 24, 2020
Thursday Dec 24, 2020
Most people won't like the price. Seeking freedom of choice, I found a plan that does not force the insured into a tiny network of dentists plus it has hearing and vision benefits, Send me an e-mail if you want a brochure.
Would you like to know the "Best Kept Secret in Medicare" or the only Medicare Advantage plan I actually like? Look in the new 2021 book!
(Most severe critic: B+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Dec 22, 2020
Ep. 137 - Buy your drug plan without any dopey insurance agents!
Tuesday Dec 22, 2020
Tuesday Dec 22, 2020
If you are age 65+ and need a drug plan to ward off that lifetime late enrollment penalty, it can be a do-it-yourself project.
In short order, the steps pictured in Chapter 11 of MLM 2021 will lead one to the least expensive prescription drug plan available.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever!" on Amazon.com and BarnesandNoble.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com

Sunday Dec 20, 2020
Ep.136 -A medical pro is confused by the seasonal deluge of junque mail....
Sunday Dec 20, 2020
Sunday Dec 20, 2020
A dip into the MLM Mailbag produces a question from a D.O. He wants to keep his current insurance and forego Medicare until he retires someday.
I had to reassure him that he could ignore the Medicare whores and stay the course, just as long as he remains actively employed and covered by health insurance deemed "creditable".
His is just the first of several inquiries we address in this episode.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever!" on Amazon.com and BarnesandNoble.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Friday Dec 18, 2020
Friday Dec 18, 2020
Amazon has the paperback version listed for sale; the e-book and audible versions are coming as soon as possible.
Book number 1 apparently went out to Dominick Regina but enough other copies have been sold to earn the prestigious orange banner: #1 New Release!
Also in this episode, check out: www.Q1medicare.com and listen to a list of things a salesman should never say to his client!
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever!" on Amazon.com and BarnesandNoble.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
