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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Tuesday Jul 27, 2021
Ep. 214 - Save big bucks with "High Deductible G"! Exactly what risk do you run?
Tuesday Jul 27, 2021
Tuesday Jul 27, 2021
The extra risk one accepts when purchasing the high value "HDG" is measurable and MLM has created a tool to do exactly that.
HDG almost always packs the biggest bang for the buck. However, the older the client, the smaller the risk and the better choice that high deductible plan turns out to be!
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Jul 25, 2021
Sunday Jul 25, 2021
Chip is looking for a recommendation for a Social Security book, but I had to disappoint him.
Walter asked if there will be a 2022 edition of "Medicare for the Lazy Man". I should have told him that they would have to pry the typewriter from my cold, dead hands before I stop releasing new Medicare books each year!
Finally, Donna has a more complex situation concerning her HSA benefits and how she should approach Medicare enrollment.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Jul 22, 2021
Ep. 212 - Five surprising things that are NOT covered by Medicare!
Thursday Jul 22, 2021
Thursday Jul 22, 2021
The good news here is that Medicare is not entirely a Big Government welfare program. Some routine medical treatments are still the responsibility of the participants.
In a free, capitalistic economy, that is the way it ought to be!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Jul 20, 2021
Tuesday Jul 20, 2021
Turning age 65 does not cause the penalty clock to start running if you are employed or covered as a dependent by someone who is.
Before dipping into the MLM Mailbag, we open a couple of surprise gifts. One is an "MLM Book Review Persuader" baseball bat courtesy of the very generous Dominick Regina.
Thanks Dominick!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Jul 18, 2021
Sunday Jul 18, 2021
If you have the answers, you will know the exact best time to start taking SS payments.
For instance: how long do you think it will be before you die? Good luck with that one!
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Jul 15, 2021
Thursday Jul 15, 2021
A session of free association about the advantages of supplement plans replaces the promised visit to the MLM Mailbag.
What sounds like disjointed rambling is really an attempt to explain some of the subtleties in an evenhanded way.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Jul 13, 2021
Ep. 208 - Changing minds with every turn of a page, MLM is showing a new way!
Tuesday Jul 13, 2021
Tuesday Jul 13, 2021
Many recent correspondents have expressed a change of heart, selecting Medicare supplements over the more problematic Advantage plans.
An MLM Mailbag item from a reader is an excellent example of this new realization: the solid protection of a supplement plan may just be the most prudent choice.
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Jul 11, 2021
Sunday Jul 11, 2021
If you purchase a certain company's Medicare supplement, they will pay fairly generous interest on the accompanying annuity deposit you make. This makes any deductibles and coinsurance expenses somewhat less painful!
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Jul 08, 2021
Ep. 206 - Toothless hillbillies or obsessed with dental hygiene?
Thursday Jul 08, 2021
Thursday Jul 08, 2021
My clients just cannot stop asking about dental, vision & hearing insurance! I finally have a plan to offer them that should make everyone happy! (except for the cheapskates, of course)
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Jul 06, 2021
Tuesday Jul 06, 2021
Doug & Mrs. Doug want to buy Medicare supplements but wonder what will happen to those policies when they pull up stakes. A little back-and-forth noodling finally led to a perfect solution.
Wondering about Go-Go Meds? Steve says they aren't quite ready for Prime Time just yet.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
