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Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!
Episodes

Tuesday Aug 17, 2021
Ep. 223 - Processing error? SSA "forgot" to pay Advantage premiums for 250,000!
Tuesday Aug 17, 2021
Tuesday Aug 17, 2021
Insurance premiums should have been deducted from Social Security payments. Lots of people woke up months later to find their insurance companies dunning them for past-due premiums or cancelling coverage outright. Eventually all were made whole but only after a period of angst.
Following that was the heartbreaking story of Mark and how, through persistence, he managed to solve his frustrating problems while breaking MY heart!
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Aug 15, 2021
Sunday Aug 15, 2021
For those waiting for approval of a Medicare application or an IRMAA appeal, the wait can seem interminable. Recent feedback tells me that consistency is out the window. Each office seems to operate in its own vacuum.
Is this any way to run a government? Just ask our buddy Steve!
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Aug 12, 2021
Ep. 221 - Sicker patients leave Medicare Advantage plans in greater numbers!
Thursday Aug 12, 2021
Thursday Aug 12, 2021
As participants get sicker, they are more likely to leave MA plans, often due to the difficulty of gaining access to specialists and top-notch treatment facilities.
Don't blame me; this information is contained in an official GAO report!
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Aug 10, 2021
Ep. 220 - Potential fraud in Medicare Advantage plans: raking in the cash!
Tuesday Aug 10, 2021
Tuesday Aug 10, 2021
Government audits have uncovered pervasive overcharging on the part of insurance plans that survive and thrive by feeding at the government trough.
All of the audited plans, except for two, have been accused of submitting inaccurate data and overstating the severity of client health conditions. These tactics result in large overpayments of tax funds to undeserving Advantage plans.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Aug 08, 2021
Ep. 219 - I want to start a company and make big bucks from day one!
Sunday Aug 08, 2021
Sunday Aug 08, 2021
One sure-fire way to do it is to dip into the Federal Government's very deep pockets. I think I will start a Medicare advantage insurance company and "miscalculate" the number of really sick insured clients I have.
Yeah, that's the ticket! What could possibly go wrong with that?
After starting the new enterprise we dip into the MLM Mailbag for a few pithy questions from readers and listeners.
(Most severe critic: A)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Friday Aug 06, 2021
Friday Aug 06, 2021
An article from the relatively recent past recounts the hundreds of millions of your tax dollars funneled into the coffers of mismanaged Medicare Advantage plans.
One vehicle for this theft is a benign sounding request for details of the clients' health history. The plans then turn around and bill the government for the "additional risk" they purport to have found.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Aug 03, 2021
Ep. 217 - Long Term Care Insurance - much better as a voluntary purchase!
Tuesday Aug 03, 2021
Tuesday Aug 03, 2021
Washington State has instituted a mandatory LTC program. Thanks, Big Brother!
Listen to this episode for a history of Long Term Care insurance, from the Lazy Man's perspective.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Sunday Aug 01, 2021
Ep. 216 - Trip through the MLM questionnaire, then click "send"!
Sunday Aug 01, 2021
Sunday Aug 01, 2021
Randy Carson (C2C Consulting, LLC) explains why some of the fields can look a little quirky depending on what device is being used for the visit to "Medicare for the Lazy Man.com"
(Most severe critic: A-)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Thursday Jul 29, 2021
Episode 215 - Medicare questions? Join our mega marathon MLM Mailbag session!
Thursday Jul 29, 2021
Thursday Jul 29, 2021
Readers of Medicare for the Lazy Man (2021) often send messages asking for clarification or additional information.
Today we review some of that correspondence in order to benefit listeners who may have similar questions or concerns.
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com

Tuesday Jul 27, 2021
Ep. 214 - Save big bucks with "High Deductible G"! Exactly what risk do you run?
Tuesday Jul 27, 2021
Tuesday Jul 27, 2021
The extra risk one accepts when purchasing the high value "HDG" is measurable and MLM has created a tool to do exactly that.
HDG almost always packs the biggest bang for the buck. However, the older the client, the smaller the risk and the better choice that high deductible plan turns out to be!
(Most severe critic: A+)
Inspired by "MEDICARE FOR THE LAZY MAN; Simplest & Easiest Guide Ever! (2021)" on Amazon.com. Return to leave a short customer review & help future readers.
Official website: https://www.MedicareForTheLazyMan.com
Send questions & love notes: DBJ@MLMMailbag.com
